Tips to Attempt RBI Grade B Phase II English Essay

Dear RBI Grade B Aspirants

In the series of articles on how to clear sectional cutoffs/prepare for RBI Grade B, we have covered English, Quantitative AptitudeReasoning and General Awareness, thereby completing Phase I for RBI Grade B 2015. We received tremendous feedback from our candidates and are glad that our fellow MockBankers loved the posts. Continuing the preparation tips on RBI Grade B, today we will cover tips and tricks to prepare and clear Essay Writing topic of English Descriptive paper of Phase II.  Just so you know, we will cover entire English Descriptive Paper in our posts in upcoming days.


The English Descriptive paper for RBI Grade B Phase II is of 100 marks and  90 minutes duration. The essay   writing portion carries 40 marks, making it a high value topic. Unlike other banking topics (Quant, reasoning ,GA etc), descriptive English ka maamla kuch alag hi hai! (Descriptive English paper is a different ballpark altogether). This is because, as banking exam aspirants, we are conditioned to solve aptitude questions, do quick calculations, apply logic and choose the correct option from the given options. Therefore naturally we dread writing long essays about topics we barely know. Majority of candidates get nightmares about how they will write a 500+ words essay and clear the descriptive paper of Phase II.

Well, have no worries. We have prepared a proven strategy comprising of simple technique and tips to conquer the easy writing challenge. Though they might appear a little bit tedious at first, if you master them, there will be nothing stopping you from writing a great essay. So what is the strategy for writing a great essay. Its elementary,  get the following things right:

  1. Correct Grammar
  2. Flow or structure of points
  3. Minimal knowledge about the topic and
  4. Decent vocabulary.

You will be wondering either of the following:

Click on whichever question that came to your mind and see where it leads you.




Let us call the four points mentioned as Fab Four!

You’re a bit tensed wondering how will you master the Fab Four and thinking, kya likhunga exam mein. Don’t be tensed. We will go through each one of them and at the end of it you will come out to be the master of FAB FOUR.

Fab Four No. 1: Correct Grammar

Simple. Basic. Fundamental. And we mean it. RBI doesn’t wants amazing English experts from Oxford University. Just putting out your words in the right way is more than enough for this exam. Here are a few tips which you need to follow, which will make your writing look more professional.

1. Set the plurality straight. Confused? Let me explain.

He is looking at the wall.

Here, is looking is the verb. You cannot write are looking because that would become plural tense. You have to maintain a singular tense in the verb because he is singular. Makes sense? Similarly, They are playing a game. Here, you cannot write they is playing. Is playing is singular tense, while they is plural.

2. Set the gender straight.

She is using her glasses.

They are using their glasses.

He is using his glasses.

This situation is different when Ram is using Radha’s glasses. Then, he is using her glasses.

3. Set the tenses straight.

This is a bit more complicated than the other two.

Simple – Perfect – Continuous: These are the three types of any tense.

Therefore, we have nine tenses. The technique is that whenever past perfect, present perfect or future perfect occurs, then the words had done, are doing, will do will appear.


Tense Verb
Simple Past I did
Past Perfect I had done
Past Continuous I was doing
Past perfect continuous I had been doing
Simple Present I do
Present Perfect I have done
Present Continuous I am doing
Present perfect continuous I have been doing
Simple Future I will do
Future Perfect I will have done
Future Continuous I will be doing
Future Perfect Continuous I will have been doing

Follow these simple rules and you are good to go with grammar.

Fab Four No. 2: Structure of Points

This is the easiest of the four. During the 3 minutes you prepare the essay in your mind, you have to organize your points in the correct sequence of logic, sequence of occurrence or any other sequence which makes sense. Also, there has to be a structure to the essay of which we will tell you about a little later in detail.

Fab Four No. 3: Minimal Knowledge about the Topic

Don’t worry about not knowing the topic either. If you can think logically, the points will occur to you immediately. If on the other hand, you find it difficult to explain about topics you don’t know enough about, here is a list of topics generally covered in Descriptive English paper of RBI Grade B.

  1. Current Affairs – happenings in politics, international affairs, sports, moral or ethical issues, etc.
  2. Sports
  3. Great thought leaders
  4. Freedom Fighters
  5. Mahatma Gandhi
  6. The environment – pollution, conservation, etc.
  7. Development
  8. Sustainable development
  9. Rural development
  10. Banks in the rural areas
  11. Nuclear weapons
  12. Virtual Workplace
  13. Health insurance and wealth
  14. Education and technology
  15. Peace and India
  16. Political relations
  17. Growth and inflation
  18. Travel and tourism
  19. The RBI
  20. Economic issues
  21. The internet
  22. Technology

If you have four points for these major topics, that is more than sufficient. For preparation, just glance through these topics on the internet and in the newspapers, and you will be thoroughly prepared in no time. Do you want us to post about these topics? Click here to drop us a word, and we will take it up.

Fab Four No. 4: Vocabulary

You do not need extraordinary vocabulary in order to write an essay. If you are able to construct a decent sentence, then you are prepared to write an essay. Think of the most grammatically correct, complicated sentence and post it in the comments below, we will review it for you.

There are three main tips to expand your vocabulary:

  1. Talk in English. All the time. When you stumble, look it up or ask us the question and you will find the right word to put in to that sentence.
  2. Take MockBank’s Daily Vocabulary Challenge.
  3. Read The Hindu, and listen to BBC News. They write and speak amazing English. Write down the words you don’t understand and look it up online or in the dictionary.
  4. Start writing e-mails with the grammarly app. This will teach you how to write a correct sentence.




Now that you have mastered the Fab Four, you know for sure that you don’t need rocket science to write a good essay. However you do need to follow the steps given below during the exam to ace the essay.

Step 1: Points

Before jumping in to typing whatever thoughts that come to your mind. Spend 3-4 minutes to gather your thoughts and frame at least 4-5 points in your mind. These points will make up the content for the body of the essay.

Step 2: Introduction

Spend a maximum of 5 minutes for writing the introduction.

The first line is what we call the ‘welcome’ line. It is the line which puts the tilak on the head of the person reading the essay. Such a line should begin with stating the problem. For example, if you the question says, write about the pros and cons of media, then your first line will be, The media in the 21st century has pros as well as cons.

Once you write the welcome line, you write the ‘history’ line. This line is one line about what the track record of the topic has been, or what the subject has been like over the past few years. For example, you may write, In the past few years, the media in India, especially has grown to be the fourth pillar of democracy, acting as a watchdog over the other three pillars. Makes sense?

Next you write about how the topic has evolved or grown to today. How it exists today, and how it is in the present day. This line will be along the lines of Today, however, the media has been exposed to several corrupt practices and biases, which make the news not very reliable.

After these three lines, you may write another description line or you may give the introduction to the body. For instance, In the following paragraphs, the pros and cons of X topic is discussed.

Limit the introduction to 150-200 words.

Step 3: Body

Spend 3-4 minutes per point, which makes it 15 minutes for the body.

Remember the points you noted down in the first three minutes? You will write about them in the body of the essay. The best part of the body is that every point will be like the introduction itself, so you just have to follow a pattern.

First you take the first point you thought about, and write the introductory line to it. Such as, the first positive thing about the media is…etc. Once you are done with this introductory line, you continue with how the point began, or the history of the point. Once you finish that, you write two more lines describing the point, and how it is related to the main topic. Then, you write a concluding line to this point such as, therefore, this is how this point directly affects the main point.

Repeat this process with the other three or four points you have and you have 5 paragraphs successfully in your kitty.

Step 4: Conclusion

Spend exactly 5 minutes for the conclusion.

This is basically the summary of your essay, and the solution to the problem.

In this paragraph, you first mention all the points written in the body and say what relation they have to the topic. For instance, Thus, a, b, c, and d are the pros of the media today, and e, f, g and h are the cons of the media.

The next sentence would be about the solution to the problem that exists. The solution can be of various types. The first type of solution is partial, where you give the solution to the few negatives that you have written in the body. The second type of solution is whole solution, where the topic itself is the problem, for example, air pollution and you give some solutions as to how to curb air pollution.

And finally, the last sentence is the advice. The general statement. You have to end the entire essay with a general statement applicable to the topic, or to majority of the people. This could be like. Hence, we should all make sure to do our best to remain eco-friendly and not expand the hole in the ozone layer anymore. Or, hence, we must all make sure to keep an eye on the kind of news that we are being fed with and not take any news given for its face value.

Step 5: Read Again

Spend exactly 3 minutes for this step. Carefully read your essay for any spelling error, punctuation error or grammatical error and correct them.

Step 6: Celebrate

Take one minute to celebrate your finishing the essay. Do a mental dance or mental singing. Stretch your arms and fingers which are tired from the continuous writing. And shout loudly in your mind. 😀

You are finally done with your essay!!!

The bottom line is, you can write an essay with the simplest of words possible. You don’t need high funda words. Follow the above tips and you will be so thoroughly prepared to write the essay in the exam.

Bonus Tip

Practice is the key to writing good essays. Type some pieces of your writing in the comments section below and receive a personalized feedback about it.

Don’t forget to tell us how you liked this article. All the best!

Click here to read Sample Committee Report & Draft Proposal Format RBI Grade B Phase II exam.

Click here to read Tips and Template for Letter/Report Writing RBI Grade B Phase II