New India Assurance Exam Pattern

New India Assurance Exam Pattern, Syllabus & Preparation.

New India Assurance Exam Pattern 2016

New India Assurance Exam Pattern

Phase-I: Preliminary Examination

New India Assurance Exam Pattern for Preliminary Examination consisting of Objective Tests for 100 marks will be conducted online. This test would be of 1-hour duration consisting of 3 sections as follows –

S.No. Name of Test Type of Test Max. Marks Duration
1 English Language Objective 30  
2 Reasoning Ability Objective 35  
3 Quantitative Aptitude Objective 35  
  TOTAL   100 1 hour (Total)


Candidates have to qualify in each test by securing passing marks to be decided by the Company. An adequate number of candidates in each category as decided by the Company (approximately 15 times the numbers of vacancies subject to availability) will be shortlisted for the Mains Examination.

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Phase – II: Main Examination

New India Assurance Exam Pattern for Main Examination will consist of Objective Tests for 200 marks and Descriptive Test for 30 marks. Both the Objective and Descriptive Tests will be online. Candidates will have to answer Descriptive Test by typing on the computer. Immediately after completion of Objective Test, Descriptive Test will be administered.

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(I) Objective Test: The Objective Test of 2 hours duration consists of 4 sections for total 200 marks.

S.No. Name of Test Type of Test Max. Marks Duration
1 Reasoning Objective 50  
2 English Language Objective 50  
3 General Awareness Objective 50  
4 Quantitative Aptitude Objective 50  
TOTAL     200 120 Minutes (Total)


(II) Descriptive Test: The Descriptive Test of 30 minutes duration with 30 marks will be a Test of English Language (Letter Writing-10marks & Essay-20 marks).

New India Assurance Exam Pattern: The descriptive test will be in English and will be conducted through on-line mode. Each candidate will be required to obtain a minimum score for each section of objective test separately for shortlisting for the Descriptive test evaluation/Interview.

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Descriptive answer script would be evaluated only in respect of those candidates who qualify the objective test. Depending on the number of vacancies available , cut-offs will be decided for Descriptive paper evaluation. Each candidate will be required to obtain a minimum total score (to be decided by the Company according to a number of vacancies) in the objective test (main examination) and qualify in the descriptive test for short listing for the Interview.

A candidate shall be required to qualify in the descriptive test, but the marks in the descriptive test will not be counted towards short listing for the interview or final selection.

Penalty for Wrong Answers

(Applicable to both – Preliminary and Main examination)

There will be a penalty for wrong answers marked in the Objective Tests. Each question for which a wrong answer has been given by the candidate, one-fourth of the marks assigned to that question will be deducted as penalty to arrive at corrected score. If a question is left blank, i.e. no answer is marked by the candidate, there will be no penalty for that question.

New India Assurance Exam Syllabus

The New India Assurance Exam syllabus for the various stages will be as follows:

English Language

  • Reading Comprehension
  • Cloze test
  • Fill in the blanks
  • Error Spotting
  • Sentence Correction
  • Para Jumbles

Reasoning Ability

  • Seating Arrangement
  • Syllogism
  • Input Output
  • Coding Decoding
  • Alphanumeric Series
  • Ranking/Direction/Alphabet test
  • Data sufficiency
  • Coded Inequalities
  • Puzzle
  • Logical Reasoning

Quantitative Aptitude

  • Simplification
  • Number Series
  • Ratio & Proportion
  • Percentage & Averages
  • Profit & Loss
  • Mixtures & Allegations
  • Simple Interest & Compound Interest
  • Work & Time
  • Time & Distance
  • Sequence & Series
  • Permutation, Combination & Probability
  • Data Interpretation

General Awareness

  • Banking & Financial Awareness
  • Current Affairs
  • Static GK

New India Assurance Exam Preparation


This section is one of the most loved sections of the examination as it is most awarding. The candidates should focus heavily on the basics. To score heavily in this section, the candidates need to focus more on the analytical part of the Reasoning rather than going hard by simulating the shortcuts. Remember the shortcuts won’t be in mind during the exam. Practice hard and practice daily.

The question will be based on a comprehension passage and the candidate needs to answer the questions that follow based on the passage. The trick to clear this section lies in increasing your reading speed. The passages will be lengthy and you will be tempted to skip it or leave it for later. Do not make this mistake! Practice reading newspapers and books and learn to increase your reading speed. You need to be able to skim through the passage to get a general sense of the passage. Once that is done you can easily jot down the answers to the questions. Remember that each section counts and this is one of the easiest sections. Make the most of the advantage!

 Quantitative Aptitude

This section is among the most feared section of the examination because of the vastness of the syllabus. The questions are often analytical and take the time to solve. But an aspirant  needs to quickly wrap this section in order to score better in the examination. The candidates should understand that this section is hard for every candidate and being good in this section will obviously increase your chances. Hence they need to practice hard every day. Go by topic preparation first. Make all the exercises repeatedly before going on to make the question booklet. The questions in this section are basically asked from the following topics:

  • Decimal and Fractions
  • Simplification, Percentages
  • Ratio and Proportion
  • Averages
  • Interest (Simple and Compound) Profit and Loss
  • Time and distance
  • Problems on Sharing
  • Frequency polygon
  • Bar-diagram
  • Pie-chart

 General Awareness

This section is the easiest and most scoring of all the sections as the candidates only need to keep in the mind the recent activities. To score better in this section the candidates need to focus more on the daily news by reading the newspaper. They must keep in mind that at least 70% of the questions in this section will come directly from the Newspaper. Hence they must read and write down whatever they find on the daily basis in a separate notebook. If you are aware of daily events and activities in India with daily newspaper habit seriously you can easily cover most of the part of general knowledge. You can easily score well in this part of the exam.

GK Paper covers most of the part with current affairs so focus on it seriously especially related to Banking & Finance Sector. The question in this section is asked from the following topics:

  • Current Affairs of last 6 months
  • Indian Economy Questions
  • Marketing
  • Awards & Honors Sports
  • Finance
  • Agriculture
  • History of Banking
  • Banking Terms
  • RBI Functions
  • Fiscal-Monetary Policies etc.


This section is based purely on the comfort level of the candidate with the respective language. The candidate can choose either of the two languages and it only makes sense to choose the one you are most comfortable with. Read books and newspapers in the language that you have chosen. This will help you practice your comprehension skills. The most important part of this section is to be well versed with the grammar of the language. You must practice grammar based questions to score high in this section.



  1. Descriptive test will be taken with mains exam after you clear prelims.
    Expected cutoff cshould be around 45
    Difficulty level for prelims will be same as PO, Mains exam will be less difficult than PO Mains.

  2. whether descriptive test will be taken by only those candidates who’ll clear in mains ??
    and what will be the expected cutoff ??
    is the difficulty level same as PO ??

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