LIC AAO Vacancy, Eligibility, Pattern, Salary, Syllabus and Preparation Tips


This article will cover the following topics: LIC AAO Vacancies, Salary Packages of LIC AAO, Pattern for LIC AAO, Eligibility for LIC AAO, Syllabus for LIC AAO and Preparation Tips for LIC AAO

यह आर्टिकल हिन्दी में पढ़ने के लिए यहाँ क्लिक कीजिए

LIC AAO Preparation Tips  Vacancy, Eligibility, Pattern, Salary, Syllabus.

Dear MockBankers

Life Insurance Corporation of India has issued notification to recruit interested candidates for appointment to the post of Assistant Administrative Officer (AAO Generalist).

This test will be conducted as per official exam pattern of LIC AAO. (300 Marks, 160 Questions and 120 Minutes Duration.) Below are the preparation tips and syllabus for LIC AAO exam.

LIC AAO Syllabus

  • Reasoning (90 marks, 30 questions),
  • English Language (60 marks, 30 questions)
  • Quantitative Aptitude (90 marks, 30 questions),
  • General Awareness ,Current affairs test (60 marks, 30 questions)
  • Computer Knowledge (60 marks, 30 questions)


  • Syllogism
  • Seating Arrangement (circular + straight)
  • Cause and Effect
  • Coded Inequalities
  • Input-Output
  • Statement and Assumptions
  • Relationships

Click here to read how to attempt Reasoning Section LIC AAO

Quantitative Aptitude

  • Number Series
  • Data Interpretation Set
  • Simplification
  • Arithmetic

Click here to read Quantitative Aptitude Preparation Tips for LIC AAO.

English Language

  • Antonyms/Synonyms
  • Error Spotting
  • Reading Comprehension
  • Para-jumbles
  • Cloze test.

Click here to read how to crack English Language section of LIC AAO. 

General Awareness

  • National Current Affairs
  • International Current Affairs
  • Sports Current Affairs
  • Defence Current Affairs
  • Banking Current Affairs
  • Economic Current Affairs
  • Business Current Affairs
  • Books and Authors
  • Person in News/Awards
  • Current Affairs RBI
  • Current Affairs Yearbook,
  • Govt. Schemes and Budget
  • National Organizations
  • International Organizations
  • Business
  • Static Affairs
  • Economics Terms and Theory
  • International Economy
  • Indian Economy Structure

Computer Knowledge

  • Hardware
  • Internet/Network
  • MS Office
    • MS PowerPoint
    • MS Excel
    • MS Word
  • Operating System/Software Basics
  • Programming
  • KeyBoard Shortcuts

Click here to Read LIC AAO Computer Knowledge Tips Now.

Preparation Tips for LIC AAO

  • Start by viewing the syllabus and getting the gist of it.
  • To get an idea about likability topics, go through each topics questions.
  • Write down your strong and weak topics.
  • Increase your reading speed (Click here for Speed Reading Tips )
  • Go through the concepts of your strong topics.
  • Solve some basic questions.
  • After getting a stronghold on concepts and basic questions, start learning shortcuts tricks.
  • Memorize tables, squares, cubes and fractions for faster calculations.
  • Move to complex questions (calculation intensive) and do not use a calculator.
  • Give full length and sectional mock tests to understand paper pattern, time allocation and identify further chinks in your armor.
  • After giving Mock Tests, analyse your attempt and focus on questions and topics with 90- 100% accuracy
  • If you are taking more than 1 minute to solve questions with 100% accuracy, solve more questions and up your solving speed.

Click here to enroll for Mock Test Packages for LIC AAO @ 249 only.

  • Checkout previous year question papers and solve them. Give special attention to sectional cutoffs.
  • If you find yourself lagging in any particular section, then focus on areas where you can increase your scores.

LIC AAO Vacancies

As per the official notification, LIC is aiming to recruit 700 candidates from this exam. The distribution of vacancies is as stated below:

UR – 349, OBC-192, SC-106, ST-53

Click here to read LIC AAO Job Profile, Salary and Future Growth/Promotion. 

Salary of LIC AAO 

  • As an LIC AAO you will receive a basic pay of Rs. 17240/- per month.
  • The scale of pay is Rs. 17240- 840(14) –29000– 910(4) –32640 (note that this is under revision)
  • You will be entitled to receive other admissible allowances as per rules.
  • The total emoluments after adding allowances at the minimum of the scale inclusive of House Rent Allowance & City Compensatory Allowance will be approximately Rs 40,245/- per month in ‘A’ Class city.
  • Other benefits are Defined Contributory Pension, Special Allowance for passing Actuarial Examination, Gratuity, LTC, Cash Medical Benefit, Group Mediclaim, Group Personal Accident Insurance, Group Insurance , Vehicle Loan (2- wheeler/4 wheeler) as per rules.

*LIC AAO Probation period is one year, extendable up to 2 years.

*Guarantee Bond: Before joining as a Probationer, candidates will be required to give an undertaking to serve LIC for a minimum period of four years from the date of joining (including probationary period) failing which, he/she or his /her heirs, executors, administrators will be liable to pay liquidated damages of Rs.200,000/-only (Rupees Two Lakhs only)

LIC AAO Pattern

The selection process will consist of two phases:

1. Online exam

2. Personal Interview

The On-line examination will be of objective type, multiple choices of 120 minutes (2 hrs) duration with the following pattern:


There will be negative marking of 1/4th mark for every wrong answer.

It should be noted that candidate MUST pass in each section separately and should also obtain minimum marks in the aggregate to qualify for the interview. The minimum marks to be obtained in each Section and in the aggregate shall be decided by LIC.

English Language test is of qualifying nature and the marks in English Language will not be counted for ranking.

LIC AAO Eligibility

1. LIC AAO Age (As on 01.12.2015)

Minimum 21 years – Maximum 30 years

i.e candidates must have been born not earlier than 02/12/1985 and not later than 01/12/1994 (both days inclusive)

Add +5 for SC/ST, +3 for OBC , +10 for PWD(General)

2. LIC AAO Education Qualification (As on 01.09.2015)

Bachelor/Master’s Degree from a recognized Indian University/ Institution.

Application Fees: 

  • For SC/ST/ PWD Candidates Intimation Charges of Rs. 100/- plus Transaction Charges
  • For all Other Candidates Application Fee-cum-Intimation Charges of Rs. 600/- plus Transaction Charges

LIC AAO Apply Online :

Friends, this is it for Preparation tips for LIC AAO. If you have any queries, please ask them in the comments section below and we will be glad to answer them for you. All the very best!

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  • VamsiChalla

    Sir Iam having 2 subjects in btech ihave written it in Dec 2016 results will come in Jan or feb is it am eligible for to write exam for Aao I will be pass compulsory in it can u please suggest for this query

  • Suraj R

    I have been selected for the LIC AAO Interview, but I have lost my application form and not able to take a reprint of the same. Could you please advise on how I can get a reprint of the application form?


      It is better you contact LIC directly.
      They will guide you

  • Bhaskarjit Sarmah

    Sir, how much marks should i score to be selected as LIC AAO with decent interview?


      It is hard to predict with such precision

  • kanimozhi Vijaykumar

    sir, previous sectional cut off were given like, 8 in numerical ability , 9 in reasoning etc., please tell me that, 8 questions need to be cleared or 8 marks need to be scored?


      kanimozhi Vijaykumar
      Cutoff is always calculated in terms of marks. So if 8 is the cutoff means a minimum of 8 marks have to be obtained in that section.

  • Abhinav Gupta



      You are welcome

  • Dhwani

    My AAO exam is clashing with other entrance exams is it possible if i can reshedule the date

    • Niklaus Michaelson

      No u cannot my friend. You have to sacrifice one if its on the same date.


      Sorry but you can’t reschedule it.
      Still you can try it by contacting LIC

  • akriti

    how many questions should i attempt in the english section in order to qualify it?


      It will depend on the level of questions and it is not advisable to predict it now

  • Lakshmi

    Is there any negative marking for lic aao 2016 English language section.


      English paper is only qualifying in nature.
      LIC will calculate its marks separately and they may negative marking as well.

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  • anushree shenoy

    Sir, The last date to take the printout is over.. What do i do now?will I be allowed to appear for the exam without the application printout?


      You need to have the print out of admit card and not application to appear for the exam.
      So just take a printout of the admit card now. That would be sufficient for now

      • anushree shenoy

        Thank god!! I have taken the printout of the admit card.. the application form printout was bothering me. Thanks a lot sir?


          You are Welcome
          Start revising whatever you have studied till now.
          All the best for your exam

          • anushree shenoy

            Thanks a lot sir?

  • Vijaya

    Sir, can we use calculator in written test?


      No way

  • Amit Kiron Bhowmick

    Thanks sir for da syllabus 🙂

    • Akshay Jain

      Amit your welcome

  • anushree shenoy

    Sir, I forgot to take the printout of the application and payment receipt. I have the reg no. and password

    • Akshay Jain

      so you can login and take out the print of it

  • Sivaramakrishna Kalla

    General 30 minimum for interview ok but what are the Maximum marks for interview


      As such there is no upper limit, it depends on the calibre of the candidate

  • Vida Valencia

    i missed the application deadline, but i want to apply badly, is there any way??


      Sorry, you can not fill it now.
      Online application for SSC CGL is still open.
      You can fill it.

  • Shashi Ranjan

    I am very poor in English. How can I get get good marks in English? How should I prepare for English subject?

  • Kanhaiya Ji

    Hi sir I am interested LIC AAo job plize give me one chans

  • Kanhaiya Ji

    Hi I am intrestad IRDA job so excited looking job plize sir give me a chans

  • Deepika

    Hello Sir,
    I have applied for Aao 2016 but I forgot to take the printout of the final application form.
    Can I give the tests & will I be eligible for the interview.
    Could you please help me out.

    • Vaibhav

      If you haven’t taken out printout do not worry. Just check your mail from LIC it will have your username and password. You can use that to download the admit card when its out.

  • Avinash

    Hello sir !! I lost my application form of LIC AAO….how can i get it reprinted ??

    • Vaibhav

      Contact nearest LIC branch office.

  • Mansi

    On downloadingpast year papers ifound that in some papers quant and reasoning were of ssc nature(yr 2011,2009,2012) while in others p.o. nature. (Yr 2013) why is that so?

    • Vaibhav

      the authenticity of previous year’s papers is in question here. We would rather go by this year’s notification. paper will be of PO nature.

      • Mansi

        Thanks !

  • Dbk

    Hi I forgot to take system generated print out of lic aao applications .How to get it.

    • Vaibhav

      You don’t need that printout to give the exam. You must have received a confirmation email from LIC on your registered id with the following subject line: Application for Recruitment of Assistant Administrative Officer (Generalist) in Life Insurance Corporation of India (LIC)

  • Anita barwal

    Sir .. Question from current affairs will b asked frm last 6 months or not??

    • Vaibhav

      Yes last 6 months.

  • Ruchi Arora

    Hw to prepare gk and computer

  • ganesh ambre

    hi vaibhav,

    please advise which book i have to refer for GA
    also, where i get entire stuff in one book for following topics.

    General Awareness

    National Current Affairs
    International Current Affairs
    Sports Current Affairs
    Defence Current Affairs
    Banking Current Affairs
    Economic Current Affairs
    Business Current Affairs
    Books and Authors
    Person in News/Awards
    Current Affairs RBI
    Current Affairs Yearbook,
    Govt. Schemes and Budget
    National Organizations
    International Organizations
    Static Affairs
    Economics Terms and Theory
    International Economy
    Indian Economy Structure

  • Rashmi

    Mock bank has helped me lot to know about govt jobs….thank you….
    Please post questions related to LIC AAO sir… I have written 3 ibps exams…. I lost clerical exam by 3 marks …..

    • Vaibhav

      Its okay Rashmi. We will post the questions today regularly

      • Ralyn

        Hi Where will you be posting the questions?Pleas e could you share the url.Thanks

        • Vaibhav

          We will put it on our bulletin ralyn.

  • Shruti

    Sir, I’m a engineering passout dis year. But have 3 yrs gap in study after second year of engg.
    So it took me 7 yrs to complete engg.
    Am I eligible for LIC AAO or IBPS exams.
    N whch marks to be considered aggregate or last year marks while filling the forms

    • Vaibhav

      Yes you are eligible. aggregate marks will be considered

  • Sudhir Jagtap

    sir in LIC AAO form i fill my last year percentage marks instead of aggrigate marks… i cant edit now… so will i disqualify in interview stage ??

    • Vaibhav

      I do not think it would affect your selection. When answering in the interview stage make sure to tell your aggregate %.

  • Ruchi Arora

    In terms of growth perspective is LIC a decent organisation to join with?

  • Ruchi Arora

    Could you please throw some light on the preparation for gk and computer section and one thing more that we tend to prepare static gk as well???

  • Neha


    Will the questions of the GA be based on last 3 or 4 months current affairs or whole of the current affairs of the year 2015?

    • Vaibhav

      6 months minimum

  • Mohit Kumar


    Would you provide some previous year exams to get the idea of exams.

    Please send on my email id if it will be possible.


  • Neha

    what is procedure to apply for pre-exam training for lic aao?

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  • Lekshmi

    u said difficulty level of ibps po and lic aao r same then wht abt salary structure? which one is better? wht abt promotion?

    • Tonmoy Buragohain

      Hi, sir could you please exactly tell me about the QA ,RA,CA,Ck cutoff,of the previous exam of LIC AAO…ll be glad for your kind information.

      • Vaibhav

        Reasoning 12*3
        NA 7*3
        GA 5*3
        CK 16*3
        EL 9*3
        Total Weighed Score 220

  • kavita

    can you tell me exam date plzz

  • Garima Choudhary

    Sir, can u please suggest me the book for current affairs and gk which will be helpful in lic aao exam..

    • Vaibhav

      Pratiyogita Darpan.

  • Rajesh kumar

    Sir plz send me previous year question papers
    AAO exam is equal to clerk exam or po exam

  • Niki

    Hello Sir…currently I m working in sbi as an assistant..i hv cleared both jaiib n caiib exam..n my T.O exam will be held on 21 st feb n Lic exam is on 5th mar.i m very much confused for which exam I will prepare…sir plz suggest for which exam I should study…n which is a better job for females…SBI TO or LIC AO kindly reply

  • abhay shukla

    english section will be objective or descriptive…plz tell sir

  • abhay shukla

    ENGLISH section will be objective or descriptive……plz tell sir….

  • Adheena

    hi sir.. what does this “qualifying” mean in english section??

  • priya

    Hello sir… mistake i have written class first class in application form…..bcoz as per my percentage it is first class bt as per my cgpa it is secod class….so is there is a chance of rejection during interview …..rpl soon thank you

  • Loknath Nayak

    Hi I am a software engineer working in an MNC. I have 1year experience in J2EE, Oracle ADF. Should i go for this job. and what books should i follow

  • swathi K

    please sir tell me fast

  • swathi K

    please tell me how to rectify it

  • swathi K

    sir i have submitted my lic aao application form in that i have given degree/stream as science actually i have completed my is there any problem by giving like these


    hi sir,
    i am from 3B category,i have applied LICAAO in UR category.does it matters?

    • Vaibhav

      No it wont create a problem. Though you wont be considered fr filling up reserved posts for your category, if any

      • DANESH

        thanks ,
        and one more thing ,actually am from engg stream , how will be the interview?

  • chandra sekar

    Dear Sir,
    CGPA details are compulsory or not while applying the AAO LIC job. i given the details of Aggregate and percentage of marks only. is there any disqualification for not mentioning the CGPA details.
    Plz clarify my doubt immediatly

    • Vaibhav

      No there is no disqualification. Start preparation for your exam .

  • poorni

    how to enter cgpa in lic aao form….its displaying the message “grad aggregate marks should be only numbers” i entered 8.13 as aggregate marks and 10 as maximum marks….this message appears

    • Vaibhav

      Convert it into percentage. Enter 813 marks out of 1000 marks.

      • poorni



    Thanks vaibhav sir



    • Vaibhav

      You can fill total marks obtained and total marks Hemant.

  • sairam

    I just fill 5.77 as my cgpa out of 10 total cgpa remaining two columns i left out sir

    • Vaibhav

      It is okay sairam

  • sairam

    Sir i just fill my cgpa and out of total cgpa i left the remaining column like total percentage and total marks, will my form rejected sir?

    • Vaibhav

      No sairam.

  • rajesh

    sir,presently i am working as postal assistant. can i apply for this about the salary comparisions and work pressure in both the offices. for now i am recieving 25k in hyd division.what will be the salary of lic aao after 7th prc implementation.

  • Madhura N

    Dear VAIBHAV
    I have entered wrong DOB by mistake, and have submitted.
    What should I do now to correct my mistake, should I mail anyone related to it ,who could help me with it? or should i apply again to remain in safe zone?
    Please reply me sir

  • Rounak

    Does the salary vary upon my qualification? Will a PG degree get me a higher salary as compared to my B.Sc degree?

  • Piya

    Getting error “Employer 2 from year should not be less than Qualification date of passing”. Had worked after B.Tech for 2 years. Did post-graduation after that and currently working. The error is being shown for the work-ex between graduation and post-graduation. Please help if anybody faced similar error.

    • Yesha Jadav

      Hey Piya,

      Any of the work experiences during your study period wont be accepted. Be it your Graduation or Post Graduation..

  • priya

    How to calculate total CGPA plss help me any one ..5th is last date to apply..

    • priya

      How to calculate total CGPA plss help me any one ..5th is last date to apply..soon plsss anyone

  • navneet singh

    My age as on documents is 14-01-1996 (OBC Category)

    Am I eligibile for this post…..????

  • navneet singh

    My age as on documents is 14-01-1996.
    but the original is 14-1-1994; am I eligibile for this post…..????

  • Bharath chowdary

    What is this sir so many members asked about percentage but you are not given answers to that i am also have same problem can u give solution…..

  • SAM

    sir, I completed my 2014 but due to a backlog my degree is not awarded yet. i given back exam in December 2015 but the result will be out in January. M i eligible for LIC AAO exam. if yes then what passing year should i mention in form?

  • dilip moholkar

    sir i am graduate in 40% mark can i eligible for exam?

  • mohan

    dear sir, i hav filld lic aao form. I hav mentioned my total marks instead of aggr. marks. I hav not paid fee till now. Should i apply wid new form and writing aggr. marks??? Plz help me sir….



    For aggregate marks i just entered my percentage marks. I could have seen this post earlier. Now am not able to edit that. Will this create problem for me? kindly reply me for this



    For aggregate marks i just entered my percentage marks. I could have seen this post earlier. Now am not able to edit that. Will this create problem for me? kindly reply

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  • sachin

    Sir….can I get preference for job location… If I pas


    MY DATE OF BIRTH IS 02/09/1995

  • Ajay

    Can I edit my application form . by mistake I filled some error in my name and address .can now it would be charged

  • Robin

    Sir, I have mistakenly entered Graduation as ‘Science’ under Qualification details for this registration. The correct entry should be Graduation as – ‘other” and then ‘’ for Degree/Subject/Stream.
    Payment has been done
    Please advise as for rectifying this.

  • matthias

    how to enter CGPA-OBTAINED AND TOTAL CGPA………
    Getting confuse, please help

    • nabodit

      choose ANY ONE becoz
      i have cgpa and i only entered my cgpa things and it taken my cgpa
      so if you have mark then enter aggregated mark and total mark only


    i m BE MECH student ,and my graduation marks are in cgpa ,how will i write aggregate marks,..

  • Yesha Jadav


    What are the dates of the online exam for LIC AAO 2016?

  • Satyabeer Sharma

    Ex servicemen can appear in this exam. pl let me know

  • Akshay Kale

    Sir written exam only English me hi hogi? Hindi or Marathi mai nahi hogi


    what is menat bt CPGA?

  • Ralyn

    Hi ,Are there individual cut offs for each section?

    • Ralyn

      Please do Reply

  • Nihar

    This is a gazetted officer post ??

  • Nihar

    The basic pay of AAO is 17240/- as mentioned above. But I have a question why there is no grade pay..?
    As I know salary includes basic pay + grade pay+ hra+ ta+ ca.
    Can anyone explain me..

  • Pooja

    My Dob is 2-2-1995 can I apply for lic aao


    Good morning Sir

    I am a final year student pursuing degree from a Recognised Indian University. Am i eligible?

  • voli

    Can an actuarial student who has cleared 5 exams apply for this job and does the selected student has the opportunity to select the department he/she wants to work in like actuarial department for me? Plz reply?Thnx in advance.

  • Pragya

    Sir, I have completed my graduation in B.A Arts. There is no CGPA in our marksheet. only given aggregate marks of 3 year course (i.e 1266/1800). So how should fill CGPA obtained,Maximum Marks and Total CGPA column.

    Please help me!!!


    When I’m filling the form of AAO , under QUALIFICATION / EXPERIENCE / LANGUAGES category , “Please select graduation class / grade” is coming , although I’ve given my qualification details…… Please help me from this misery as I can’t proceed in filling up the form……

    • dathan

      just zoom out the window.. you will see the box there.. i had the same problem


    When I’m filling the form of AAO , under QUALIFICATION / EXPERIENCE / LANGUAGES category , “Please select graduation class / grade” is coming , although I’ve given my qualification details…… Please help me from this misery as I can’t proceed in filling up the form……

  • kishor

    I have done B.E mechanical can I apply for AO post in LIC please reply

  • Pritam

    Shailendra, according to AICTE rule 6.75 means 60%, everyone knows that. You can google it, try and search it, there will be a cgpa to percentage converter accordin to AICTE, check it

    • nabodit

      Do you know how to fill up the mark section for engineering student

    • Supr@tim

      Recently LIC added CGPA Obtained n Total CGPA sections in the form…..As I have CGPA in my graduation, should I fill only the CGPA Sections or bothe the CGPA and marks sections? Please help.

      • nabodit

        Choose any one of them

  • ketan

    sir, I will select than choice of working place by merit list or not

  • neha

    hello sir ,i have backlog in last year of engg and my results will come out in Jan-Feb 2016.
    so can i apply for AAO exam ??

    • SAM

      same problem

  • Harapriya Palai

    Thank you sir for the detail information.


    sir,i am final year student.i dont have any backlog and i will complete the in 2016..
    1;am i elligible for LIC AAO 2016?
    2:sir i have vision problem in my left eye,can i am medically unfit for this reason?
    kindly answer me sir…

  • khoosbu

    Sir i want to know that what marks do we need to qualify in eng?

  • khoosbu

    Sir, i want to that what marks do we need to qualify in eng section?

  • Haritha

    16-06-1995 is my date of birth can I apply for this job please tell me sir.

  • Anusha

    Good day sir
    I am anusha
    I completed my in cse dept
    What should I have to fill in graduarion stream / subhect details as they have only arts , science..
    and others.
    When I select others text box is coming ..
    What I have to fill in that
    Thank you

  • Vishal Mall

    Is a final year BE student eligible with no backlog and expected to clear without any…
    But expecting result in June 2016 ….

  • nimmy

    Is there any state wise cut off for lic aao…??

  • nabodit

    hello sir ,
    I have graduated with 6.73 cgpa out of 10. By university rule it is 62.3% but i dont know how to fillup the “aggregated mark” and “maximum mark” (my university does not have conversion rule of cgpa to mark)

  • arun

    i have 52% in graduation and 70% in Post graduation am i elgible to attend this post

  • kavuthami k

    Sir,can u tell me,How to calculate aggregate marks??
    what is the meaning of total cgpa and maximum marks??kindly reply me as soon as possible..

  • kiru

    how much is the salary for ‘B’ class citites?

  • Varma

    Could u please tell me the detail information about syllabus of lic aao section wise.I saw the syllabus in various websites ..but it was totally different from that mentioned in this website. Could u please reply as soon as possible

  • Varma

    Sir …can u pls tell me the detail information about syllabus of lic aao section wise… I saw the syllabus in various websites .but it was totally different for above information that mentioned in this website… Could u please reply as soon as possible

  • Anitha

    I have a doubt here: Find the statement as mentioned below,

    “candidates must have been born not earlier than 02/12/1985 and not later than 01/12/1994 (both days inclusive)
    Add +5 for SC/ST, +3 for OBC , +10 for PWD(General)”

    What does above statement says?
    Candidates from SC/ST category can appear for the exam till 35 and candidates from OBC category can appear for the exam till 33.

    This what means right?

    • Vaibhav

      Right Anitha

  • Rajni devi

    Sir plz tell me the last date for applying this form?

  • Krish

    which option should i select for graduation in application form?
    I am from ECE background.

  • priya

    Sir Tel me exam dates…plz

  • priya

    Is this post all india test??? &tel me total cut off mrks

  • Pritam

    Yes shailendra, i asked my university, i am confirmed. And that is the common sense, try to calculate your higher secondary or secondary exam marks in that way which i told, and you will gate same result. But i am not sure that your percentage is 65.40, because as per AICTE rule 6.54 means 57.9%, first be sure about your percenrage then follow the method which i have told.

    • Shailendra kumar

      ya i m sure about my percentage calculation from my cgpa.i have passed from RGPV university.and according to all university rules (cgpa minus 0.5)multiplied 10(according to AICTE rule).u have calculated wrong.anyway thanks.

  • Namita

    For current affairs , of which month we have to prepare? 6 mnths back frm d mnth of xam or formfilup?

    • Vaibhav

      Ideally 6 months from the date of exam.

  • dinesh kumar

    .I need this year agri
    field officer vacancies, this year
    expected cut off sir and previous year cut off sir. ..pls reply me sir.
    ..and am from tamilnadu sir. ..The cut
    off is vary from state to state. ..its
    true or not sir. ..pls explain sir. ..

    • Vaibhav

      Cutoff doesn’t varies statewise. You can see the AFO vacancies here AFO details

  • Nishesh Bajpai

    Dear sir,

    I have three ques.
    1. I am B.TECH in electronics , in Qualification details Graduate in Others ( ?? ) should i write Engineering or technology of just B.Tech
    2. UPTU follows 25,50,75,100% in aggregrates, should i calculate all years marks n total mark then % or use UPTU % on marksheet
    3. experience will be beneficiary or not ??


    • Vaibhav

      Btech would be fine
      Yes calculate all years marks and then find the aggregate
      experience is desirable not mandatory

  • Pritam

    Shailendra, if your percentage is 65.40%, then multiply 65.40 with the total number of subjects you had in, then you can get aggregate marks, and maximam marks would be total number of sujcets × 100

    • Shailendra kumar

      every university has their own rule of giving and calculating u can be sure of method u have given to me is correct.if i get selected and they will not consider my marks,then what i will pls confirm have u asked or mailed to ibps lic aao that this way u can calculate ur aggregate.pls help

  • Babli

    Hello Sir,

    Can u plz tell us from where we can get previous years question papers of diz exam?

  • Ryan

    Sir I Am A Btech student , And I have a doubt That Under The Graduate Coloumn there is no option of BTech Only Arts science managemnet and agriculture there Then What option i Opt To Select my Qualification ie Btech , I Want To Know That Btech is Under which stream of Graduation How To Fill that Coloumn in LiC AAo Form Reply As Soon As Possible

    • Vaibhav

      BTech is eligible for LIC AAO Ryan. Please enroll yourself ASAP. Look for others option in the form or fill it under Science.

    • Supr@tim

      Select “others” option

  • Divya

    Sir shal i knw the cut off marls for each section

    • Vaibhav

      We will post cutoff marks for each section of LIC AAO soon.

    • Vaibhav

      We will post cutoffs soon. Till then prepare well

  • yogesh Kumar

    Sir kya written exam English or Hindi dono m hoga ??

    • Vaibhav

      Yes except for English Language section

  • Vinni

    Sir plz suggest me math nd reasoning question pattern kya honge,
    pichli baar kaise ques aaye the math m kya simplification ,DI ,series type k kitne ques honge plz suggest

    • Vaibhav

      We will post individual sectional details soon.

  • akshith reddy

    once after clearing LIC AAO will we get posting in our home state???
    where will they conduct probation period

    • Vaibhav

      You will get posted in HS. Probation will happen there only.

  • Shailendra kumar

    dear si
    while filling the application form of lic AAO,in the educational
    qualification column i am unable to fill my graduation details and
    marks obtained.i have done btech in grading system rule.i have scored
    6.54 pointer cgpa out of 10 and percentage according to my university
    is 65.40%.Marks is not visible only grades is there in my
    the “aggregate marks” column point [.] is not applying.pls help

    • Vaibhav

      You can write you percentage according to the conversion.


    I have got 42.25% in Graduation. am I eligible?

    • Vaibhav

      Yes you can

  • Pritam

    Yes you are eligible vks…

    • karn

      15 subject means 1500 maximum marks and aggregate marks obtained15*42.94 -644 and cgpa obtained 67 and total cgpa

  • Pritam

    You had 40 subjects jay, that means maximum marks would be- 4000 &
    Aggregate marks obtained – 40×63.14= 2525

    • jay

      can i write my 63.14% directly to
      aggregate marks 6314 &
      total marks 10000

      • Vaibhav

        No you can’t

    • Vaibhav

      Thanks pritam for answering fellow students questions.

  • Amit

    Hey frnds pls contact me about this aao at 09266938202

  • vks

    mene btech pass ki h mechanical engineering se I am eligible

    • Vaibhav


  • Pritam

    How many subjects you had in b.e jay? Remember including all theoritical and practical subjects…

    • jay

      we had 40 subjects in total
      5 subject per sem

  • jay

    i have done B.E. & got 6.5 cpi and equivalent 63.14%

    can i write,
    aggregate marks – 6314 out of
    total marks – 10000

  • Pritam

    For students who have got only cgpa, i suggest them convert your cgpa into percentage, then multiple with the total number of subjects you had in
    Example- if you got 60% marks in, and your total number of subject is 74. Then maximum marks would be- 7400
    Aggregate marks obtained would be- 74×60= 4440
    Do like this…
    Thank you!!

    • Vaibhav

      Great suggestion pritam. Thank you on behalf of all the candidates reading this.

  • inderjeet

    Hi sir,
    i have a back log and the respective exam will be conducted on june 2016.
    Can i apply?

    • Vaibhav


  • sanjaywasa

    sir when is held exam of lic aao

  • Pushpalatha

    Sir how to put OGPA marks in application as there is no provision …it is asking for aggregate and maximum marks and no provision for direct entry of percentage also….plz help me

  • Mamatha

    Sir Is it permanent job??

    • Vaibhav


  • Roshni

    Hi sir,
    Wanted to knw wat would be d difficulty level of exam..will it be of ibps clerk or po?

    • Vaibhav


  • jay

    I have done BE Electronics.
    In our university we are given grades and not marks. So what should i write in aggregate marks and maximum marks?
    I have got 6.5 CPI and equivalent % is 63.14

  • Anil

    Hi Vaibhav,

    Please provide us the previous exam paper


  • Aditya Modi

    Whats d last date to apply for dis??
    & how to apply??

    • Vaibhav

      It is all written in the above post.

  • snehal

    I have completed my diploma in information technology after 12th so can I eligible for aao 2016 post?

    • Vaibhav


  • yuga

    Sir, will you please provide me tips to prepare insurance part in GA.

  • dhanapal

    my UG mark is 63.60% and PG mark is 7.279(CGPA) how to be given as aggregate marks

    • Vaibhav

      Your aggregate of UG marks is what counts. If you want to convert CGPA to percentage ask your university/LIC for conversion criteria. But in all you would only need your UG marks to be eligible for LIC AAO

      • dhanapal

        UG mark should be round figure??

      • anamika

        i m btech student ,and my graduation marks are in cgpa ,how will i write aggregate marks,..

        • Supr@tim

          I have the same query.

  • Himanshu

    Can you tell me about the gurantee bond what matter is there

    • Vaibhav

      It means you wont leave LIC before completion of four years. If you do you are liable to pay Rs 2,00,000 (Two Lakh ) to LIC.

  • mamta singh

    sir mera dob 1-1-1985 h …mai general category ki hu aur lic agent bhi hu ….kya mai lic aao ka form bhar skti hu ya nhi …plzzz mjhe batiye

    • priti

      sir,my d0b is i eligible for this exam? please reply am a bit confused as i am still 30 yrs and have not attained 31…but here it says not born earlier than 02-12-1985

      • Vaibhav

        You are not eligible priti

  • Janci

    I have completed M.A in English.
    Am I eligible? ?
    Please suggest me sir.

  • Pritam

    But sir there has 3 columns like aggregate marks obtained, maximum marks and percentage. So if i put only percentage then is there will be any chance of rejection my application?

  • himanshu kaushik

    can anyone tell how should the graduation m kitni % h be filled because in my university for computer science % is calculated as below:
    1. 1st yr % ka 20%.
    2. 2nd yr % ka 40 %.
    3. 3rd yr % ka 80%.
    4. Final yr % ka 100%

    but kafi application forms m aggregate pucha jata h … I am very confused for this scenario.

  • lasya

    i have born on 23-02-1994 am i eligible for this post ……?

  • rahul

    sir, please tell me that how many marks is of english language section and also no of question and timing it is required to finish .

  • Naman Agrawal

    what is the expected cutoff of LIC AAO exam in the pervious year.

  • Arab Khan

    Hii Sir, What will be the difficulty level of english section?
    Will be equal to IBPS PO or not?

  • Ajay

    What precede months current affairs should we read for exam in march

  • mukesh

    What was the marks last year in english for qualifying.

    • Vaibhav

      around 8-10

  • Ankit

    Dear Sir, I have a backlog in Hindi of my, which I expect to clear during May 2016. Am I eligible for writing this exam(LIC AAO)?

    • Vaibhav

      You should have a degree when applying for this exam. You will be eligible for next year Ankit.

  • Dushyant

    sir what will be the english qualifying mark this year approximately

    • Vaibhav

      Dushyant we will post expected cutoff soon. This year approx will be 9-11

  • kiran

    Divorcee lady k liye age kitni h, kya age relaxation h

    • Vaibhav

      Kiran there is no relaxation for divorcee

  • Ajay

    Hello Sir,
    I’m currently working as assistant manager in PSU bank and posted around 2000km away from home.
    Can you tell whether LIC AAO job gives home/nearby state posting?
    Also tell me about the transfer policies..
    Thanks in advance.

    • Vaibhav

      Hi Ajay

      Yes LIC considers your home state for transfers. You will be posted in the state of your choice. LIC has employee friendly transfer policies.

  • Naman Agrawal

    in syllabus english language , attend or not “English Language test is of qualifying nature and the marks in English Language will not be counted for ranking.”

    what is the meaning

    • Vaibhav

      English test is qualifying in nature means you will need to clear sectional cutoff for this section. If you are unable to clear cutoff for English you will not be able to clear the exam. However if you clear sectional cutoff for English , the scores of english won’t be counted for ranking. Meaning ranking will be decided on the basis of scores in other sections.

      • Naman Agrawal

        thank you sir

        i want to also know what is the expected cutoff of LIC AAO in previous year.

  • Nisha jha

    Which book i should refer for exam preparation?

    • Vaibhav

      Quant : Quantum CAT by Sarvesh Kumar. You can also choose some other book like Tyra or RS Aggarwal etc.
      Reasoning : Analytical Reasoning by MK Pandey. You can also choose some other book like RS Aggarwal etc.
      English : You can choose to use a book like S P Bakshi or A P Bharadwaj.
      GA: Read Partiyogita Darpan,

  • Pingback: IBPS Clerk Prelims 2015 Results , CWE exam cutoff and scorecard - Mockbank Bulletin()

  • Ajay

    The previous year cutoff for general category was 225.Was it from 400 marks (including English) or 300 marks…..

    • Vaibhav

      It was excluding English. This year also marks will be calculated from 300. i.e. excluding english

  • harsh pratap

    thank you for these all important posts

    • Vaibhav

      Your welcome harsh

  • Prince

    If somehow I qualify AAO, Is it possible to join service after 2-3 years.

    • Vaibhav


  • Sangu Salve

    My birth year is 1984 belong to sc category, I eligible for LIC AAO

    • Vaibhav

      Yes Sangu

  • vartika arora

    sir, i had completed 21 years on 14th dec 2015…so am i eligible ??

    • Vaibhav

      sorry vartika you aren’t eligible.

  • adarsh

    for aao is there any need to read out other things apart from banking .?

    • Vaibhav

      Yes Current Affairs with special reference to insurance industry.

  • Snigdha

    Please list out the application procedure and fees here.

    • Vaibhav

      For SC/ST/ PWD Candidates Intimation Charges of Rs. 100/- plus Transaction Charges
      For all Other Candidates Application Fee-cum-Intimation Charges of Rs. 600/- plus Transaction Charges
      Link to Apply Online :

  • Mahek

    Thank you for the information

    • Vaibhav

      Welcome Mahek

  • poonam

    I am 20 years and 6 months .can I apply this?

    • Vaibhav

      No poonam. Please try next year.

  • Pallavi

    Hello sir,
    I’m born in 07-02-1995. I’m only 2 months short for completing 21 age . So m not eligible for LIC AAO post

    • Vaibhav

      HI Pallavi I’m sorry you are not eligible.

      • srinivas

        sir ,
        suppose english section attempt all bits but not correctly then i qualify or not.

  • sunil

    Please kya mujhe old question paper mil sakata hai

    • Vaibhav

      Since the exam became online , previous year papers aren’t available.

  • Darshni

    Sir , I wish to apply for this job but I have few concerns can you please help me out . Is this job profile suitable for female candidates ? Will I get posting in my own city itself since am a mother of 1 year old I can shift to any other places ??

    • Vaibhav

      Hi Darshni. LIC is the best place to work for females. They have employee friendly policies. To further alleviate your concerns, my mother is in LIC from last 19 years. So yes i can pretty much vouch for LIC’s suitability for female policies. They will give you transfer in your home state and you can request a transfer for your hometown. They will tranfer readily if vacancies are there.

  • Pritam

    I saw this notification. But i am facing some problem during apply on line. I am a graduate in e.c.e, i know how convert cgpa to percentage, but i do not know how to convert it to aggregate marks obtaind and maximum marks, that is why i stopped in the middle during apply on line, now i am confuse!! Can you help me out sir?

    • Vaibhav

      If you have percentage then you don’t need aggregate marks and maximum marks pritam. Just write down the percentage.

      • sucheta

        sir I have faced the same problem and I know how to calculate the percentage from cgpa but they didn’t take this so how can I do plz help me out….

    • raman hi

      sir I have only cgpa and i didn’t how to fillup aggregate marks and maximum marks

  • sukanya Mali

    Last year vacancy n cut off plz post

  • dinesh kumar

    sir I have one doubt about IBPS SO. ..
    whether the IBPS SO difficultiness is similar to IBPS PO or easy sir. ..and
    I preparing for IBPS SO agri field officer… how the exam difficultiness compare to other IBPS SO exams. ..
    pls explain it sir. ..

    • Vaibhav

      Difficulty for all sections except for Professional Knowledge is similar to PO. Difficulty of agric paper will be moderate.

      • dinesh kumar

        hai sir. applied for ibps so 2016 agri field officer sir. ..what was the previous years cut off sir…
        and what is the expected cut off for agri field officer in 2016 sir. ..pls help me sir. anticipating sir. ..
        my mail id is…..

        • Vaibhav

          Previous year cutoff was 110-115

  • Manpritkourpanwar

    Thnx u fr a information

  • Bhuvnesh

    Sir is it necessary to attempt English language section or can we leave it?

    • Vaibhav

      It is qualifying in nature. You definitely need to attempt and to clear it.

      • nandhini

        what is the work nature.. will married women get preference location ?,,, kindly reply

        • Vaibhav

          Everyone gets preference location nandhini. Work nature is good. operational work mostly

          • sudheer

            Dear VIBHAV,

            Do the selected candidates will have state preference to work permanently?

  • Tanvee

    Sir,In my graduation i scored 48% m i eligible for this examination.

    • Vaibhav

      Yes Tanvee you are eligible.Please apply and prepare well

      • Tanvee

        Thank you so much sir.

      • Tanvee

        Mockbank is helping me alot for all kind of govt examination.

        • Vaibhav

          We are glad we could be of help. Your welcome

    • priya

      I have 48%marks in graduation in general….am I elegible for lic aao

  • anurag

    I have done my in ECE am i eligible

    • Vaibhav

      Yes you are eligible for LIC AAO.

    • AKSHAY


      • Vaibhav

        can you please share a screenshot.

  • samadhan

    thank u so much give me information detail good day

    • Vaibhav

      Thanks samadhan . We wish you the same. Have a lovely bright day 🙂

  • ganesh

    thank you so much for this information

    • Vaibhav

      Your welcome

  • ROY

    Hello sir,
    I just wanted to know I am from OC background is equal to = UR, or OBC cast.

    Please reply me.

    • Vaibhav

      OC full form please?

  • Mahek

    What will be the sectional cut off marks??

    • ROY

      Cut off marks is 1/4

    • Vaibhav

      Mahek we will post sectional cutoff tips tricks and overall cutoff for LIC AAO soon.

      • Sunny

        Sir I have allergic asthma. Will it cause my rejection during the pre recruitment medical examination that is taken before joining ??
        Plz reply sir.

        • Vaibhav

          No it wont

  • shailendra singh

    Ex -servicemen age relaxation is there or not?

    • Vaibhav

      The relaxation is as follows
      Confirmed LIC employees Further Relaxation of 5 YEARS

      Emergency Commissioned Officers (ECO)
      Short Service Commissioned Officers (SSCO)

  • Sangu Salve

    My birth is 1984 can I eligible to fill the from LIC AAO

    • Vaibhav

      Hi Sangu
      If you are general candidate with no disability and are not an ex LIC serviceman then you are not eligible for LIC AAO.

  • uppara hemalatha

    Pls send me some more model papers regarding to this post….

    • Vaibhav

      Hi Uppara we will soon post updates on LIC AAO.

    • geetha s

      Plz send previous paper for this exam

  • Manish kumar

    Dear Sir, please clarify is above vacancy in LIC AAO only for persons with disability??

    • ROY

      No its for All

      • sukanya

        Last year cut off and expected to this year……

    • Vaibhav

      Hi Manish
      Among the 700 seats, 10 are reserved for OH and 11 for VI. Rest are open for General and reservation categories.

  • shilpa

    Thank u so much..that give me a information

    • Vaibhav

      Your welcome shilpa

  • jaikee raj

    Is there group discussion during interview?

    • Vaibhav

      No Jaikee

  • Dilip

    I am a Ex Serviceman 48 yrs old my DOB is 20-06-67 . Can I apply for this exam.

    • Dilip Kumar Acharya

      I am a Ex Serviceman 48 yrs old my DOB is 20-06-67 . Can I apply for this exam.

    • ROY

      your not eligible. age between 21 to 30 years.

    • Vaibhav

      I’m sorry dilip you are not eligible

  • Anuja

    it is harder than ibps po or easier ? how is the difficulty level?

    • Vaibhav

      Difficulty level is similar to PO or Grade B. You can expect moderate to difficult questions. We will post individual section tips for LIC AAO soon.

      • Mani Shankar Singh

        Hello sir Lic Aao ka exam kab hoga online wala?

      • priya

        hi sir..plz tell me..2 months r enough 4 prep. of lic aao2016 exam..?bcz i knw clerk level mns i attempted 2 times clerk p.o….nvr..

        • bhaskar

          its …….little difficult…. bt u Hv to draw attention towards previous papers, reasoning section,quants,I
          this xm as similar to d PO xm…conducted by IBPS…
          all d best …….do well in xm….

      • Mohd rehan

        Dear sir would u tell me plz how can we crack this there 2 month are enough for this exam.

    • Souvik Pal

      What will be the probable date of LIC AAO Exam?