IRDA Junior Officer Phase II – Essay Writing Tips and Topics, Correct Grammar,Flow of points Topics,  Good Vocabulary and Bonus Tip. 

IRDA Phase II English Paper: Essay Writing Tips and Topics

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As part of our IRDA Junior Officer Preparation Series, we have published Tips on How to crack IRDA Phase I examination.  You can read them below:

Click here for IRDA Phase I and Phase II (Essay, Precis, Letter) Preparation tips .

We will now focus on IRDA Phase II Descriptive Papers. You will get tips, tricks and templates for IRDA Phase II descriptive paper. Today let us see how to crack Essay and Business/Office Correspondence writing . Read the tips, checkout the templates and follow them carefully to ace your IRDA Phase II English Descriptive paper.

For Precis, Business Correspondence and

IRDA Junior Officer Phase II – Essay Writing Tips and Topics

The essay section is the toughest part of IRDA Phase II Descriptive paper. Most aspirants get cold sweats wondering about how will they write a good essay and crack the first paper of English. If you want to write amazing essay in IRDA phase II exam, please give the tips below a thorough reading and follow the exercises religiously.

Click here to read Pattern & Syllabus of IRDA Junior Officer Phase I and II. 

If you want to write amazing essay in IRDA phase II exam, please give the tips below a thorough reading and follow the exercises religiously.  Today we will give

IRDA Essay Writing Tips Ingredients

  1. Correct Grammar
  2. Flow of points
  3. Some Knowledge about the topic
  4. Good Vocabulary.

IRDA Phase II Essay Writing Tip No. 1: Correct Grammar

Correct grammar doesn’t means perfecting all the rules of English or using a dictionary for the complex words. Rather it means getting the language right. Do not aim for high end words. Keep it simple. The tips below will make your look more professional.

1. Plurality.

He is looking at the wall.

Here, is looking is the verb. You cannot write are looking because that would become plural tense. You have to maintain a singular tense in the verb because he is singular. Makes sense? Similarly, They are playing a game. Here, you cannot write they is playing. Is playing is singular tense, while they is plural.

2. Gender.

She is using her glasses.

They are using their glasses.

He is using his glasses.

This situation is different when Ram is using Radha’s glasses. Then, he is using her glasses.

3. Tenses.

This is a bit more complicated than the other two.

Simple – Perfect – Continuous: These are the three types of any tense.

Therefore, we have nine tenses. The technique is that whenever past perfect, present perfect or future perfect occurs, then the words had done, are doing, will do will appear.

Tense Verb
Simple Past I did
Past Perfect I had done
Past Continuous I was doing
Past perfect continuous I had been doing
Simple Present I do
Present Perfect I have done
Present Continuous I am doing
Present perfect continuous I have been doing
Simple Future I will do
Future Perfect I will have done
Future Continuous I will be doing
Future Perfect Continuous I will have been doing

The above rules will set your grammar straight. Time for Tip# 2.

IRDA Essay Writing Tips No. 2: Flow/Structure of Points

This is the easiest as well as the most important point for producing a good professional essay which will get you 90%+ marks. The first point is to select the topic. If there are two options, pick up the one you have prior knowledge about (More information about this in Tip #3.)

  1. Step 1: Points: Before jumping in to typing whatever thoughts that come to your mind. Spend 3-4 minutes to gather your thoughts and frame at least 4-5 points in your mind. These points will make up the content for the body of the essay.
  2. Step 2: IntroductionSpend a maximum of 5 minutes for writing the introduction.The first line is what we call the ‘welcome’ line. It is the line which puts the tilak on the head of the person reading the essay. Such a line should begin with stating the problem. For example, if you the question says, write about the pros and cons of media, then your first line will be, The media in the 21st century has pros as well as cons. Once you write the welcome line, you write the ‘history’ line. This line is one line about what the track record of the topic has been, or what the subject has been like over the past few years. For example, you may write, In the past few years, the media in India, especially has grown to be the fourth pillar of democracy, acting as a watchdog over the other three pillars. Makes sense?Next you write about how the topic has evolved or grown to today. How it exists today, and how it is in the present day. This line will be along the lines of Today, however, the media has been exposed to several corrupt practices and biases, which make the news not very reliable.After these three lines, you may write another description line or you may give the introduction to the body. For instance, In the following paragraphs, the pros and cons of X topic is discussed.Limit the introduction to 150-200 words.
  3. Step 3: BodySpend 3-4 minutes per point, which makes it 15 minutes for the body.Remember the points you noted down in the first three minutes? You will write about them in the body of the essay. The best part of the body is that every point will be like the introduction itself, so you just have to follow a pattern.First you take the first point you thought about, and write the introductory line to it. Such as, the first positive thing about the media is…etc. Once you are done with this introductory line, you continue with how the point began, or the history of the point. Once you finish that, you write two more lines describing the point, and how it is related to the main topic. Then, you write a concluding line to this point such as, therefore, this is how this point directly affects the main point. Repeat this process with the other three or four points you have and you have 5 paragraphs successfully in your kitty.
  4. Step 4: Conclusion Spend exactly 5 minutes for the conclusion.This is basically the summary of your essay, and the solution to the problem.In this paragraph, you first mention all the points written in the body and say what relation they have to the topic. For instance, Thus, a, b, c, and d are the pros of the media today, and e, f, g and h are the cons of the media.The next sentence would be about the solution to the problem that exists. The solution can be of various types. The first type of solution is partial, where you give the solution to the few negatives that you have written in the body. The second type of solution is whole solution, where the topic itself is the problem, for example, air pollution and you give some solutions as to how to curb air pollution.And finally, the last sentence is the advice. The general statement. You have to end the entire essay with a general statement applicable to the topic, or to majority of the people. This could be like. Hence, we should all make sure to do our best to remain eco-friendly and not expand the hole in the ozone layer anymore. Or, hence, we must all make sure to keep an eye on the kind of news that we are being fed with and not take any news given for its face value.

IRDA Phase II English Paper: Essay Writing Tips and Topics

3. IRDA Essay Writing Tips No. 3:  Minimal Knowledge about the Topic

Don’t worry about not knowing the topic either. If you can think logically, the points will occur to you immediately. If on the other hand, you find it difficult to explain about topics you don’t know enough about, here is a list of topics generally covered in IRDA Junior Officer examination.

  1. Current Affairs – happenings in politics, international affairs, sports, moral or ethical issues, etc. (For all the lastest current affairs and CA questions click here.)
  2. Indians sportsperson.
  3. Great thought leaders
  4. Freedom Fighters
  5. Mahatma Gandhi
  6. Subhash Chandra Bose
  7. The environment – pollution, conservation, etc.
  8. Development
  9. Sustainable development
  10. Rural development
  11. Banks in the rural areas
  12. Nuclear weapons
  13. Virtual Workplace
  14. Health insurance and wealth
  15. Education and technology
  16. Peace and India
  17. Political relations
  18. Growth and inflation
  19. Travel and tourism
  20. IRDA the organisation
  21. Economic issues
  22. The internet
  23. Technology

If you have four points for these major topics, that is more than sufficient. For preparation, just glance through these topics on the internet and in the newspapers, and you will be thoroughly prepared in no time.

4. IRDA Essay Writing Tips No. 4: Vocabulary

You do not need extraordinary vocabulary in order to write an essay. If you are able to construct a decent sentence, then you are prepared to write an essay. Think of the most grammatically correct, complicated sentence and post it in the comments below, we will review it for you.

There are three main tips to expand your vocabulary:

  1. Talk in English. All the time. When you are less confident, just comment and talk to people and you will find the right word to put in to that sentence.
  2. Take MockBank’s Daily Vocabulary Challenge.
  3. Read The Hindu, and listen to BBC News. They write and speak amazing English. Write down the words you don’t understand and look it up online or in the dictionary.
  4. Start writing e-mails with the grammarly app. This will teach you how to write a correct sentence.

5. IRDA Essay Writing Tips No. 5: Proofread 

After getting the above points right, spend exactly 3 minutes to read the essay again. Look for any spelling, punctuation or grammatical error and edit them.

The bottom line is, you can write an essay with the simplest of words possible. You don’t need high funda words. Follow the above tips and you will be so thoroughly prepared to write the essay in the exam.

Bonus Tip

Practice is the key to writing good essays. Type some pieces of your writing in the comments section below and receive a personalized feedback about it.

Click here to read IRDA Junior Officer Phase II Precis Writing Tips and Samples.

Click here for IRDA Phase II Business Correspondence Tips

Click here to read about recruitment, eligibility, pattern, salary, syllabus and preparation tips for IRDA Junior Officer.

How to crack IRDA Phase I preparation tips, expected cutoffs and books to read.(free books inside )

Click here to read IRDA Junior Officer Phase II – Precis Writing Tips

Click here to read IRDA Junior Officer Phase II – Correspondence Writing Tips

Click here to read IRDA JO Phase II Paper II Preparation tips and Free resources (including free insurance awareness quizzes.)


If you follow the above tips for essay writing, you will clear the descriptive paper with flying colors. Remember practice regularly for the remaining days to avoid the writer’s block.

Click here to enroll for Mock Test Packages ( 10 Online Phase 1 Objective Mock Tests, 4 Online Phase 2 Descriptive test of all 3 Papers) for IRDA Junior Officer examination.

Friends, this is it for IRDA Grade A -Essay Writing Tips. If you have any questions please ask them in the comments section below. You can also post your essay’s and letter’s for review below. All the best.


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