IRDA Phase II Business Correspondence Writing Tips: What and How to prepare

 IRDA JO Phase II Business Correspondence/Comprehension Writing Tips

Dear MockBankers

As part of our IRDA Junior Officer Preparation Series, we have published Tips on How to crack IRDA Phase I examination and How to Prepare for Phase II Essay writing and Precis writing.  You can read them below:

Click here to read IRDA Junior Officer Phase I – Syllabus, Preparation Tips, Books to read, Expected Cutoff.

Click here to read IRDA Junior Officer Phase II – Essay Writing Tips

IRDA Junior Officer Phase II – Precis Writing Tips and Samples.

IRDA JO Phase II Paper II – Preparation Tips, Study Resources and Free Insurance Awareness Quiz. 

We will now focus on IRDA Phase II Business Correspondence. You will get tips, tricks and templates for IRDA Phase II descriptive paper. Today let us see how to write an awesome business correspondence and Comprehension.

Read the syllabus and checkout the tips,  try to follow them carefully to ace your IRDA Phase II English Descriptive paper. This paper is going to be the toughest part of the entire exam if you don’t study properly about it. Most aspirants are still unaware about what can be asked in this exam.

Click here to read Pattern & Syllabus of IRDA Junior Officer Phase I and II. 

If you want to write amazing points and descriptions in IRDA phase II exam, please analyse the following strategies and prepare as per the tips given below.

Business Correspondence has only two goals:

  1. First make people understand you.
  2. Then get them to take some action.

Your readers will take proper action only when they know not just what you say, but also what you want. Do you want them to:

  • buy your product or your service?
  • confirm some decision?
  • simply like you and think you’re good to do business with?

All those things — either buying, or confirming, even liking and thinking — are actions.

For your reader to understand what you want (and then do it), the first step is that he should understand precisely as to what you mean in your writing. If he has to guess, then there’s a high chance the guess will be somewhat wrong.

People who read your letters or e-mails do not get any opportunity to interpret your body language or your tone of voice, as they would in a one to one conversation. So although you should write much as you speak, you should think of the times when you speak at your best — when your words, sentences, and paragraphs are more precise than your typical, everyday speech.

Even when it’s structured and precise, good writing helps your reader see you as a real person, and treats him or her as one too. Many business writers are tempted to hide behind officious, complex language, using it both to avoid saying what they mean and because so many others use it. They shouldn’t, and you don’t have to either.

IRDA JO Phase II Business Correspondence Writing Tips

1. Business Correspondence Tip 1: Write as Concisely as possible

Concisely is the key word. At every stage of writing a business correspondence, look at it again and again and decide what to remove.You are writing a correspondence, not a poem, or some thriller drama. So keep it as clear as possible. Every word should mean something.Remember that you want your reader to understand you and take action. Anything that does not help him or her do that is unnecessary. Avoid repeating anything, other than for specific emphasis. Remove needless words from every sentence, needless sentences from every paragraph, and needless paragraphs entirely.IRDA Junior Officer Phase II Business Correspondence Comprehension Tips

2. Business Correspondence Tip 2: Still Be Complete

Conciseness is important but don’t take it too far. You should write at least all the major points to achieve your goal. Your correspondence  should not read like a telegram, but should tell the person reading it everything he or she needs to know, so that he can take some action.

3. Business Correspondence Tip 3: Be Correct in technique and facts:

Well this is an art. Master it and you will become an artist.Read Guides and books. Always be sure on your facts before you write them.

4. Business Correspondence Tip 4: Write Actively

Use the active voice whenever you can. This is the sign of a good writer.In active sentences, people do things i.e. they act and interact. The active voice is brief and crispy.So instead of “The report will be sent to you” write “We will send you the report”

5. IRDA JO Business Correspondence Tip 5: Be Specific and to the Point

Always be specific and point to point.Most people do the same while talking. Use examples to describe your points. Try to use everyday words because your reader will understand you.

6. Phase II Business Correspondence Tip 6: Write Engaging Sentences

Play with the length of your sentences. Simple rule: Keep it short to avoid lulling your reader to sleep. Make your points short and sharp.

7. IRDA Business Correspondence Tip 7: Write to Your Readers

Always keep this in mind that you are writing to your readers, and not to your children or kids.

8. IRDA Business Correspondence Tip 8: Always use a Positive Tone

Use negatives such as “don’t,” “won’t,” etc. only in special cases only to deny, and never  to evade. Instead of “We won’t be able to decide until tomorrow,” write “We would decide tomorrow,” or, better yet, “We will decide tomorrow.”


If you follow the above tips for, you will clear the descriptive paper with flying colors. Remember practice regularly for the remaining days to avoid the writer’s block.

Now Enroll for Mock Test Packages ( 10 Online Phase 1 Objective Mock Tests, 4 Online Phase 2 Descriptive test of all 3 Papers) for IRDA Junior Officer examination.

Friends, this is it for IRDA Junior Officer – Phase II Business Correspondence/Comprehension Tips. If you have any questions please ask them in the comments section below. All the best.


  1. HI,, i have cleared jo phase 1. want to prepare for phase 2. please guide me.. and i want to register for mock test of phase 2 only.. is it possible ?

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