How to clear sectional cutoff General Awareness RBI Grade B

How to clear sectional cutoff General Awareness Section RBI Grade B

Dear MockBankers

We have received tremendous response for tips to clear sectional cutoff for Quantitative Aptitude and Reasoning sections of RBI Grade B. Today continuing the series, we bring you the most awaited, much dreaded and feared section of RBI Grade B – GENERAL AWARENESS.  

If there is one thing that every candidate knows about RBI Grade B, it is that General Awareness has 80 questions and that it is a tedious task to prepare for General Awareness.

Let us see how you can prepare the smart way for General Awareness section of RBI Grade B.

Pattern of General Awareness in RBI Grade B

We took the last year’s pattern and on the basis of it found out the expected number of questions that can be asked in RBI Grade B Phase I 2016.

Category Topics No. of questions
Banking RBI Theory 8
Banking Terms and theory 11
Organization International 2
National 2
Yearbook Yearbook, Govt Schemes, Budget 11
Current Affairs RBI Current affairs 3
Business current affairs 4
National Current Affairs 8
International Current Affairs 6
Sports Current Affairs 3
Defense Current Affairs 2
Banking Current Affairs 6
Economic Current Affairs 4
Static business and economy static affairs 4
Book and Authors 1
Awards 2
Literature 1
Indian Polity 2
Total 80

This makes the category wise pattern as:

Category No. of Questions
Banking 19
Organization 4
Yearbook 11
Current Affairs 36
Static 10
Total 80

Let us take each category one by one:

1. Banking:

This category is divided into RBI theory and banking terms and theory. A total of 19 questions can be asked in this section. This makes it around 25% of total 80 marks and hence an important category to prepare. Prepare for the following terms:

a) Banking

  • Assets
  • liabilities and working capital of a  bank
  • KYC
  • Types of bank customers
  • Types of  Bank Accounts
  • Negotiable instruments
  • MICR
  • IFSC code
  • CTS System
  • Clean Notes policy
  • Fake notes
  • White  Label ATMs
  • NEFT
  • RTGS
  • Banking Correspondence agents
  • Kisan credit card

b) RBI Theory

  • Definition of various RBI rates and their significance.
  • RBI Published notifications on its website
  • RBI functioning
  • Hierarchies: Organizational structure of RBI
  • RBI intervention on currencies
  • RBI Committees

c) Banking services:

  • CBS
  • ECS
  • BankNET
  • Digital Signatures
  • Bank guarantee
  • Letter of Credit
  • Bancassurance


2. Organizations: For organizations, you need to understand functions, jurisdictions, name of key current and past persons in positions of responsibility and geographical location. A maximum of 4 questions can be asked from this section. Read about the following:

  • Banking structure of India
  • RBI
  • Banking Ombudsman
  • EXIM Bank
  • Cooperative  Banks
  • CIBIL  Planning Commission
  • 5 year plans
  • Finance Commission
  • LIC
  • Bretton Woods
  • World Bank
  • IBRD
  • IMF
  • Moody
  • S&P
  • Fitch
  • GIC

3. Yearbook: Yearbook means various Government Schemes, Acts, Bills, Legislation and Budget related information. It carries 10-11 marks which means 12-14% of marks. The following information should be covered to solve this section correctly:

a) Acts,  committees  &  legislation

  • Bank  Nationalization
  • Information  Technology  Act
  • Economic Survey 2013
  • Companies Bill 2013
  • Budget 2013
  • FEMA
  • Tarapore  Committee
  • Narsimhan Committees
  • FRBM

b) Budget 2016

  • announcements
  • tax ceilings
  • deductions
  • FDI
  • policy changes

4) Current Affairs

The main category with more than 35 questions. Like it or not, this will make or break your sectional cutoff marks. To prepare current affairs do the following:

  • Read pratiyogita darpan, chronicle or any other competitive magazine to brush up your knowledge.
  • Read Newspapers : The Hindu, Economic Times or Mint
  • Read General Awareness  Partiyogita Darpan. You can also use any other current affairs magazine like CST, Chronicle or Wizard.
    • Focus on the 5-6 most recent issues of the magazine.
    • Focus on the following topics within the magazine:
    • i) Economy
    • ii) International Affairs
    • iii)   Politics
    • Banking and RBI topics mentioned earlier

5) Static: This is where they ask ‘trivial’ information. Things that you should memorize but its generally very hard to. Do not get obsessed with trivial information i.e. Absolute dates and numbers. Read about the following terms:

  • GDP
  • GNP
  • PPP
  • HDI
  • Inflation
  • WPI
  • CPI
  • CRR
  • Repo rate
  • Reverse Repo
  • Bank rate
  • MSF
  • Liquidity adjustment facility
  • Priority  sector  lending
  • NPA
  • Capital  Adequacy  Ratio
  • Credit  Ratings
  • Derivatives
  • Options
  • Futures
  • Currency
  • Swaps
  • VAT
  • GST

Tips to clear sectional cutoff for General Awareness RBI Grade B

    1. The sectional cutoff for General Awareness of RBI Grade B Phase I will be 40-45. 
    2. Read regularly: Read newspapers and magazines daily for atleast 2 hours. There is no harm in going through all the information mentioned and being updated with the latest news.  Do not wish for information to reach you by downloading apps and watching newsfeeds. Set your targets. Read about atleast 5 new informations everyday.
    3. Take Mock quizzes: Timed quizzes(mock tests) are designed to according to exam pattern inorder to simulate the exam surroundings. They will help you reinforce your knowledge. Also answering questions is better for learning as compared to reading information and memorizing it.
    4. Whatever you read in the morning, revise at night. By revising we don’t mean that you should read it again and again till the time you memorize it. Just go through the material at night once. It is a fact that whatever you read or think about right before sleeping, is retained in your memory. Do it without failing.
    5. Do not mug up the numbers, names and dates. Read the story and understand the topic being discussed. If you associate information with a story it is always easier to recall it.
    6. Read various notifications put out by RBI on its website. Click here to open notifications of RBI.
    7. Follow daily current affairs and daily current affairs quizzes of MockBank. 

Friends this is it for general awareness section of RBI Grade B Phase I. We hope you have learnt how to approach this section properly.

Have any more doubts?

Want to know more?

Worried about the cut-offs?

Drop us a comment below, and we will help you out.

यह आर्टिकल हिन्दी में पढ़ने के लिए यहाँ क्लिक कीजिए 

  • Praveenkumar Chatter

    Hi team,
    you people are awesome and doing great help/guidance to the banking aspirants.. Ur how to clear sectional cutoff subjectwise article is very much usefull… Thanks alot for ur guidance

    Praveenkumar chatter

    • Vaibhav

      Your welcome praveenkumar

  • rachna

    Hello sir,
    U are post gk article. I am few satisfied because I saw previous year ke question mix arts and science question.and economic also included but u are post article New update syllabus of rbi yes or no if yes this post article .I am clear gk subject.please tell me yes or no 22nd ko rbi ke exam me update gk syllabus yah hai n.2 question rbi me exam duration only 2 hour n yes or no

    • Vaibhav

      Hi Rachna

      Arts science ke questions make up for a infinitesimally small part of questions in RBI Grade B. We have already included economics. The pattern of this article will be followed in examination on 22nd. and yes duration is 120 minutes.

  • Shwetha s

    Sir/mam u r helping us a lot thanks for ur concern , we want some questions based on ur pattern for easy learning , if possible with descriptive answers , ,, pls ,,,,,

  • gowtham r

    please provide some tips for clearing phase 2 exam also so that we can concentrate parallel from now on wards.

    • Vaibhav

      We will post them soon

  • shyamala

    sir plz tell me phase 1 general awarness books only

    • Vaibhav

      Pratiyogita darpan
      Economic Times

  • Mahima

    Thanks a lot for the section-wise guidance u people have provided. I am preparing for the RBI exam and I am reasonably good in most of the sections except General Awareness. Keeping in mind the lil time left could you plz provide me with some study material for this November’s exam.


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  • aparna

    sir being just one week left for the exam, what mode of study do we need to adopt?

    • Vaibhav

      We will do a post today.