Defaulter-in-bank-Not-Eligible-for-SBI-Clerk-Exam-2016

If you have applied for SBI Clerk Exam or are willing to apply for it, then this is the news you definitely can’t miss.             

Defaulter in bank Not Eligible for SBI Clerk Exam 2016

Dear MockBankers

In this article you will get an important update about the most awaited SBI Clerk Examination. You might have seen it, if you filled the application form with utmost care.

Even if you missed it or are yet to fill the form, read the article carefully, because it will directly affect your eligibility for this SBI Clerk exam.

SBI Clerk was one of the most awaited exam of 2016. Only a few days ago, the recruitment was announced. But this time there is a significant change in it. The notificationthis year is for Junior Associates and Junior Agricultural Associates. A new criteria that can affect your eligibility this year is also added in the notification,

As per that criteria if you are a defaulter in SBI ( Junior Vijay Mallya Types) then your candidature may be cancelled making you ineligible for  the Exam.

This criteria is related to loans & credit card dues wherein if you have defaulted in repayment then you are ineligible to apply for their clerical recruitment.

The new eligibility Criteria for SBI Clerk 2016 Recruitment

Defaulter in bank Not Eligible for SBI Clerk Exam 2016

As we all know the eligibility criteria to apply for SBi Clerk Exam is a degree ie graduation in any stream. Well that is still the same as most of the pota in this category.

But there are two new rules that have added this year.

Rule1: Repayment of Loans:

This is the first time, you will see any such criteria of recruitment in any government sector exam.The bank is asking about your credit history.As per the notification it states

“Candidates with record of default in repayment of loans/credit card dues and/or against whose name, adverse report of CIBIL or other external agencies are available are not eligible to apply for the post.”

What it means?

In simple words, If you had taken any loan be it education loan or home loan or vehicle loan or personal loan or even credit card loan & have defaulted or missed the repayment, then you are not eligible to apply for the SBI Clerk posts.

How SBI will Check it?

The possibility is that SBI may verify your CIBIL scores, before your appointment. The same procedure is followed by private banks as a part of the background verification.

Rule 2:Complaint Against Your Character

This is also the first time, you will see any such criteria of recruitment in any government sector exam.The bank is asking about your character.As per the notification it states

“Candidates against whom there is/are adverse report regarding character & antecedents, moral turpitude are not eligible to apply for the post.“

What it means?

In simple words, If you are having bad conduct character report in your name like a police report or pending enquiry on inappropriate behaviour or code of conduct, then you are not eligible to apply for the SBI Clerk posts.

How SBI will Check it?

The possibility is that SBI may verify your character, before your appointment. The same procedure is followed by private banks as a part of the background verification.

Our take on that

Well, we are not criticizing SBI for introducing this rule but still there are many candidates who had taken educational loans for their study but were not able to repay it on time due to unavailability of jobs.

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Friends this is it regarding the eligibility of SBI Clerk Exam. What’s your take on these new rules added by SBI?If you have any queries regarding it, kindly drop your answers in the comments section. We will be glad to answer them.