BOI Credit Officer Exam

BOI Credit Officer exam 2017 is being conducted after a year. In 2016 the paper did not take place. Therefore, this year the number of applicants is expected to increase two fold. You should prepare well to face the challenges of BOI Credit Officer exam 2017. In the present article, I will elucidate the preparation plan for this year’s exam. Also, the official pattern, section wise tips and important topics will be included. A lot of aspirants are not aware about the BOI Credit Officer exam and hence we are here to solve all your queries, which you are free to post in the comments section at the end of this article.

BOI Credit Officer Exam 2017: An Overview

Mode Online
Sections 3
Maximum Marks 150
Maximum Time 2 Hours
Sectional Cut Off Yes
Negative Marking 0.25

BOI Credit Officer Exam 2017: Official Pattern

Selection of candidates will be through online BOI Credit officer exam and/or personal interview, depending on the number of applicants.

Online Examination

English Language 50/50
General Awareness (with special reference to Banking Industry) 50/50
Financial Management 50/50

The marks scored in English Language will be qualifying in nature.


Maxium Marks : 100

Merit list of the candidates based on the marks obtained by them in online BOI Credit Officer exam (marks obtained in General Awareness with special reference to Banking and Financial Management paper) will be prepared in descending order for the respective categories i.e. SC/ST/OBC/GEN. The minimum qualifying marks for the general/unreserved category candidates will be 40% and for SC/ST/OBC/PWD is 35%.


The weightage (ratio) of Online BOI Credit Officer Exam and interview will be 80:20. The combined final scores of candidates shall be arrived at on the basis of total scores obtained by the candidates in Online Examination (marks obtained in General Awareness with special reference to Banking Industry and Financial Management paper) and Interview. A candidate should be found suitable both in the Online Examination and interview to be eligible for final selection.

BOI Credit Officer Exam 2017: How to Start Preparing ?

 1. Plan a proper plan for study, enlisting topic wise study.
 2. Balance out all the sections and do not ignore English.
 3. Know your strong areas and weak areas and start amplifying performance in the former and improving performance in the latter.
 4. You have to make sure that you develop the skill for both speed and accuracy. One without the other won’t do.
 5. Enroll yourself for a good mock test series.

BOI Credit Officer Exam 2017: Preparation Plan

BOI Credit Officer exam 2017 will be competitive, challenging and complex. So you should prepare really well. A methodical approach is required for scoring well in this exam. The job profile is good so why waste a chance ? Make your first attempt your best attempt.

BOI Credit officer exam: Weekly Preparation Plan

MONDAY Financial Management
TUESDAY Financial Management
WEDNESDAY General Awareness
THURSDAY General Awareness
FRIDAY English
SUNDAY Mock tests


BOI Credit Officer Exam 2017: Section Wise Preparation


In recent years English is becoming  challenging. On the surface it might look simple but the questions asked are tricky in actuality. You will have to improve on your reading speed that too with a good understanding of the subject matter. You will have to master the skill of understanding RC passage while you read it. Re-reading it won’t help. You’ll lose precious time. Even though the section is qualifying, you would still require minimum marks so don’t ignore this section. Build a strong vocabulary for solving cloze passage , errors and other questions. Norman Lewis is a good book to refer.


The section is actually on General Awareness with banking questions forming a large chunk of it. You should be aware of terms pertaining to banking, finance and economy. Follow the economic section of newspapers like the Hindu and exclusive newspapers on the subject like Economic times. This section is scoring. All you have to do is remember things. No application is involved as such. Be aware of the things that happen around.


Before you prepare this section, you should understand Financial Management as a concept.  The term implies  planning, organizing, directing and controlling the financial activities such as procurement and utilization of funds of the enterprise. It means applying general management principles to financial resources of the enterprise. Some aspects to prepare for this section are – Introduction to financial management, Financial statement analysis , Sources of financing,  Capitalization, Capital structure, Cost of capital, Leverage, Dividend decision ,Capital budgeting ,Working capital ,Working capital management ,Special financing, Financial system.


FAQ’s on BOI Credit Officer Exam Preparation 

 Q1. Do I need to prepare English since it is qualifying in BOI Credit Officer exam ?

Ans 1. Yes you should prepare for English despite it’s qualifying nature in BOI Credit Officer exam because you will still need minimum marks to reach PI.

 Q2. Is Financial Management tough for a first timer ?

Ans 2. No. It is quite simple once you go through it well.

 Q3. Will banking awareness form a huge chunk of General Awareness Section in BOI Credit Officer exam ?

Ans 3. Yes, it will surely form a huge chunk in GA section of BOI Credit Officer exam. So prepare well.

 Q4. Should I enroll in Mock Tests for BOI Credit officer exam ?

Ans 4. Yes. Mock Tests will help you evaluate your performance.

 Q5. How many days after the BOI Credit Officer exam will the PI be held ?

Ans 5. Within 60 days.


BOI Credit Officer Exam Notification



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